About Us - Liberty Bank (South San Francisco, CA)

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"At its core, banking is not simply about profit, it's about personal relationships." - Felix Rohatyn

Corporate Information

Liberty Bank Overview

Service is our specialty, experience is our strength.

For more than 35 years, Liberty Bank has had a singular focus -- providing quality, personalized services to the residents of the San Francisco Peninsula and the San Lorenzo Valley. Whether you're an individual, or the owner of a small or medium-sized business, we're committed to earning your trust as your business and financial partner and improving your neighborhood by actively participating in community affairs.

How do we do it? We set the bar high for community banking. Longevity. Strength. Security. We like to call it "banking from your side of the desk". And as your banking partner, we deliver the financial products and services you need -- with a high regard for security and convenience. Add to that our local, progressive decision making, and Liberty Bank is independent banking at its very best. Welcome to the community. Welcome to Liberty Bank.

Board of Directors/Administrative Officers

Board of Directors

John M. Cullison
Chairman of the Board

Bruce K. Farrell
President & Chief Executive Officer

Thomas M. Amendola
Director, Executive Vice President & Chief Financial Officer, Corporate Secretary

John B. De Nault, III
Director

Dr. Kenneth J. De Nault
Director

Joel P. Michel
Director

Stephanie Uccelli – Menner
Director

Melani Clark
Director

Robert E. Locatelli
Director

Bodey De Nault
Director

Administrative Officers

Bruce K. Farrell
President & Chief Executive Officer

Thomas M. Amendola
Director, Executive Vice President & Chief Financial Officer, Corporate Secretary

Paul Alexander
Executive Vice President & Chief Credit Officer

Kristin Ditlevsen
Senior Vice President & Managing Director of Business Development

Marshell Montgomery
Senior Vice President, Director of Compliance & Risk Management

Susan Campbell
Vice President, Manager of Credit Administration

Ariella Fioranelli
Vice President, Controller & Assistant Corporate Secretary

Darlene Miller
Vice President, HR Administrator

Jack Pierce
Vice President, Manager of AML/BSA Compliance

Dante Tosetti
Vice President, Auditor

Mike DiNicola
Assistant Vice President, IT Manager

Racquel Gutierrez
Assistant Vice President, Senior Accountant

Jackie Mar
Assistant Vice President, Loan Operations Officer

Megan Wilson
Assistant Vice President, Assistant Compliance & BSA Officer

Lisa Young
Assistant Vice President, Executive Assistant

Ravinal Chandra
Central Operations Support Supervisor

South San Francisco Officers

Judy Anderson
Senior Vice President & Regional Manager

Richard Li
Vice President, Commercial Loan Officer

Paul Seto
Vice President, Commercial Loan Officer

Debra R. Watkins
Assistant Vice President & Business Development Officer

Boulder Creek Officers

Judy Anderson
Senior Vice President & Regional Manager

Noel Gay
Vice President & San Lorenzo Valley Relationship Manager

Karen Edwards
Assistant Vice President, Operations Officer

Reginia Klamner
Operations Manager

Felton Officers

Judy Anderson
Senior Vice President & Regional Manager

Bodhi Woodsorrel Galt
Assistant Vice President & Operations Officer

Statement of Condition

As of December 31, 2018
Assets		Liabilities & Capital
Cash & Due From Banks	$4,333,448	Deposits	$217,598,947
Federal Funds Sold	0	Other Liabilities	$3,998,906
Securities	$36,241,416	Capital Stock	$7,079,928
Loans, Net	$208,279,838	Additional Paid-In Capital	$17,500,000
Premises & Equipment, Net	$1,953,449	Retained Earnings	$10,416,867
Other Real Estate Owned	0	Unrealized Gain on AFS Securities	$(22,413)
Other Assets	$5,764,084	Total Capital	$34,974,382
TOTAL ASSETS	$256,572,235	TOTAL LIABILITIES & CAPITAL	$256,572,235
2017 Liberty Bancorp and Subsidiary Financial Statements